Debt Relief

In addition to our Bankruptcy services, Naimi & Dilbeck is pleased to offer several alternative forms of debt relief. In fact, we take pride in sitting down with our client, giving their circumstances a full analysis, and then recommending the best course of action for their specific situation. Some bankruptcy attorneys don't do anything other than bankruptcy; chances are, that attorney would recommend you file a bankruptcy in spite of other options that might better suit you.

For some people, Bankruptcy is the only real option. But there is no reason to decide on a course of action before all alternatives are considered.

For example, if you are simply looking to reduce your mortgage payment and keep your family in your current home, then you might benefit from one of the ongoing Federal programs. In this instance, you could benefit greatly from our Loan Modification services, giving you the best possible chance to achieve an affordable payment and avoid foreclosure. (Click here to learn more about mortgage deficiencies). This could include taking advantage of Nevada's ground-breaking Foreclosure Mediation program, which FORCES your lender to sit down in front of an impartial third party mediator and work out a resolution.

Alternatively, maybe you have decided you need to get out of your current home and move on. If you have no other debts or a manageable amount of debt, you might be able to get out of your house without filing bankruptcy. New short sale programs are allowing more people than ever to sell their home at market value, yet walk away with no mortgage deficiency.

Finally, if you have debts you would like to try to pay yourself but are having no luck with your creditors in achieving manageable settlements and repayment terms, then it might be time to hire Naimi & Dilbeck and let a professional handle your debt negotiation. Every day we help clients resolve their debts, even those who thought they were destined for Chapter 7 or Chapter 13 bankruptcy.

For a more detailed description of the various forms of Debt Relief we offer, explore our website by clicking on the area that might be helpful to you:

     • Bankruptcy
     • Loan Modification
     • Short Sales
     • Debt Negotiation